Christmas Loans Offer

£300 for Christmas 2018


£300 more for Christmas 2019!

Just £60 a month for 11 months will pay off your loan and build up a lump sum, no strings attached, for Christmas next year! APR 42.6% on loan

Available if you have a clean credit record and can make the repayments

Apply now, get accepted and the £300 will be with you within three working days.

Click here to apply

The details

Repayments start in January 2019 and end in November 2019. After the last repayment you will receive your £300 cash for Christmas 2019.  And there will be a little left in your account to supplement your savings for Xmas 2020 or any other treat.  Carry on then if you like to build up a nest egg for Easter or anything!

If you wish, you will be able to stop paying in July 2019 or later, without penalty, and receive a small refund (but not the £300 for Xmas 2019)

Representative Example

This table shows the loan element of the offer. During the first 5 months your £60 payment will be split between loan repayments (£55.38) and savings (£4.62).

Loan Amount £300
Loan Term 6 months
Representative Interest Rate 42.6% APR
Monthly Repayments £55.38
Total Cost of Credit £32.28
Total Amount Repayable £332.28

The offer is available to Solent Credit Union members and if you live or work in the Southampton, New Forest, Test Valley, Eastleigh, Winchester or Fareham area you can become a member. Apply (cost £4) if you are not already a member.

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